Worth is a US platform for lenders, banks, fintechs and payments companies. It’s used to accept a small business as a customer: the application fills itself in from the name, address and tax ID, then Worth verifies the business and its owners, looks for fraud, calculates a score, applies your decision rules and monitors the customer after approval. It isn’t an assistant you write to: it’s the working tool of risk, compliance and operations teams.
Worth has no free plan. The recommended plan to start with: Enterprise contract, by quote. Prices checked on October 21, 2026 on the vendor’s official page.
WorthBring in, verify, score and monitor a business customerWho it’s for: risk analysts, compliance leads, onboarding teams and relationship managers at a lender, a bank or a payments company that accepts small businesses.
From three fields (name, address and tax ID), Worth fetches the business’s public information and pre-fills the application. The vendor cites the registries of all 51 Secretaries of State, the IRS and FinCEN among its sources.
The form the customer fills in, in your brand, on web or mobile. Each step can be required, optional or hidden. Since “Onboarding 2.0”, fields go wherever you want and the flow changes with the answers (industry, number of owners, revenue).
One case per business that brings everything together: the business, its owners, its financial position, fraud, reputation, adverse media and case status. You fix a field, rerun checks, assign, escalate. Everything is logged.
Also
The terms of use distinguish two kinds of customers (“Worth Score Subscribers” and “Enterprise Worth AI Software Users”) and payments in dollars, with no price.
| Plan | Price | Who it’s for |
|---|---|---|
| Enterprise contract Recommended to start | By quote | Lenders, banks, fintechs, payments companies |
Before signing, ask how the bill is calculated (per case, per check or by subscription) and whether rerunning a case’s checks costs anything. Worth’s public calculator estimates a return on investment: those are the vendor’s assumptions.
Your data. Worth processes data in the United States and relies on the European Commission’s standard contractual clauses for data from the European Union and the United Kingdom.
What it does less well
Read a Worth case from top to bottomWorthThe prompt to copy
I’m getting started with Worth, the small business onboarding and underwriting platform my company just adopted. Explain simply, one sentence each, what KYB, KYC, sanctions screening (OFAC), politically exposed person (PEP) screening and adverse media check. Then give me five questions to ask myself when reading a case to know whether it should go to an analyst. Don’t make up any number.
Enterprise contract: by quote. Prices checked on October 21, 2026 on the vendor’s official page.
No: Worth has no free plan. Before signing, ask how the bill is calculated (per case, per check or by subscription) and whether rerunning a case’s checks costs anything.
Worth processes data in the United States and relies on the European Commission’s standard contractual clauses for data from the European Union and the United Kingdom.
Docusign: To get contracts signed outside a Worth case. Worth has its own signing inside the invite. Stripe: If what you need is to take payments online, not to accept and monitor business customers.
Page checked on October 21, 2026. Brands are named to identify the tools. No affiliation.
