Physical and virtual cards
One card per employee, with limits.
Pleo gives employees physical and virtual payment cards, collects receipts, and syncs spending with accounting. Higher plans add reimbursements, mileage, budgets, and AI checks. More than 40,000 companies in Europe use it according to the vendor.
Pleo has no free plan. The recommended plan to start with: Build, €14 per user per month, billed yearly. Prices checked on October 21, 2026 on the vendor’s official page.
Who it’s for: SMBs that want to be done with expense reports.
One card per employee, with limits.
Receipt photographed, expense categorized.
Reimburse out-of-pocket spend and calculate mileage.
Also
Prices shown for companies with 1 to 49 employees. Start is limited to one admin. Credit limits subject to eligibility.
| Plan | Price | Who it’s for |
|---|---|---|
| Start | €8 per user per month, billed monthly | Small teams |
| Build Recommended to start | €14 per user per month, billed yearly | 3 users minimum |
| Optimise | €18 per user per month, billed yearly | Full visibility |
Build fits as soon as you need to reimburse employees.
Your data. The pricing page doesn’t detail hosting.
What it does less well
Start: €8 per user per month, billed monthly; Build: €14 per user per month, billed yearly; Optimise: €18 per user per month, billed yearly. Prices checked on October 21, 2026 on the vendor’s official page.
No: Pleo has no free plan. Build fits as soon as you need to reimburse employees.
The pricing page doesn’t detail hosting.
Spendesk: Spend management, French vendor. Qonto: Business account with team cards. Payhawk: Expenses, procurement, and travel for groups.
Page checked on October 21, 2026. Brands are named to identify the tools. No affiliation.