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AI tools · Accounting, finance, HR, legal

Pleo pricing, use cases, and first steps

Pleo gives employees physical and virtual payment cards, collects receipts, and syncs spending with accounting. Higher plans add reimbursements, mileage, budgets, and AI checks. More than 40,000 companies in Europe use it according to the vendor.

Pleo has no free plan. The recommended plan to start with: Build, €14 per user per month, billed yearly. Prices checked on October 21, 2026 on the vendor’s official page.

PleoPayment cards and automatic expense reports for the team
Vendor
Pleo
Free plan
No
Recommended plan
Build, €14 per user per month, billed yearly
In the European Union
Partly available
Page checked on
October 21, 2026

What Pleo does

Who it’s for: SMBs that want to be done with expense reports.

Physical and virtual cards

One card per employee, with limits.

Automatic receipts

Receipt photographed, expense categorized.

Reimbursements and mileage

Reimburse out-of-pocket spend and calculate mileage.

Also

  • AI checks

Pleo pricing

Prices shown for companies with 1 to 49 employees. Start is limited to one admin. Credit limits subject to eligibility.

PlanPriceWho it’s for
Start€8 per user per month, billed monthlySmall teams
Build Recommended to start€14 per user per month, billed yearly3 users minimum
Optimise€18 per user per month, billed yearlyFull visibility

Nova’s advice

Build fits as soon as you need to reimburse employees.

A first try, in 5 minutes

Your data. The pricing page doesn’t detail hosting.

What it does less well

  • Start doesn’t include reimbursements.
  • Build and Optimise require at least 3 users.
Pay an expense and attach the receiptPleo
  1. Pay with the Pleo card.
  2. Photograph the receipt in the app.
  3. Check the suggested category.

Alternatives to Pleo

Spendesk

Spend management, French vendor.

Qonto

Business account with team cards.

Payhawk

Expenses, procurement, and travel for groups.

In the same family: accounting, finance, HR, legal

Frequently asked questions about Pleo

How much does Pleo cost?

Start: €8 per user per month, billed monthly; Build: €14 per user per month, billed yearly; Optimise: €18 per user per month, billed yearly. Prices checked on October 21, 2026 on the vendor’s official page.

Can you use Pleo for free?

No: Pleo has no free plan. Build fits as soon as you need to reimburse employees.

What happens to my data with Pleo?

The pricing page doesn’t detail hosting.

What are the alternatives to Pleo?

Spendesk: Spend management, French vendor. Qonto: Business account with team cards. Payhawk: Expenses, procurement, and travel for groups.

Official pages consulted

Page checked on October 21, 2026. Brands are named to identify the tools. No affiliation.