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AI tools · Accounting, finance, HR, legal

Spendesk pricing, use cases, and first steps

Spendesk is business software: it manages a company’s spending (payment cards, expense reports, supplier invoices, budgets). AI does three things in it. It reads your receipts and invoices to fill in the fields for you. It suggests the account coding and flags duplicates. And it lets the finance team query spending from an assistant such as Claude or ChatGPT.

Spendesk has no free plan. Prices checked on October 3, 2026 on the vendor’s official page.

SpendeskYour expense reports filled in from a photo of the receipt
Vendor
Spendesk (France)
Free plan
No
Page checked on
October 3, 2026

What Spendesk does

Who it’s for: employees who pay expenses out of pocket or with a company card, and the finance teams that check and book those expenses.

The receipt read for you

You photograph the receipt or upload the file. Spendesk reads the merchant, the date, the amount, the currency, and the VAT from it, and fills in the expense report. All that’s left is to describe the expense.

The receipt for a card payment

After a payment with a Spendesk card, you add the receipt to the transaction from your phone. Finance no longer has to chase you for it at the end of the month.

Mileage calculated for you

You enter your trip and your vehicle. Spendesk applies the French mileage rate scale and calculates the amount to reimburse. It also handles per diem allowances for some countries.

Also

  • Supplier invoices, prefilled
  • Suggested account coding
  • Duplicates and anomalies flagged
  • Query spending from your assistant
  • Approve and send reminders in Slack

Spendesk pricing

Spendesk does not publish any amount. The pricing page does not mention a free trial.

PlanPriceWho it’s for
FoundationsCustom pricing, fixed monthly subscription, plus fees based on the number of transactionsEvery customer company: this is the base plan
Add-onsCustom pricingCompanies that want to go further

Nova’s advice

As an employee, you have nothing to pay: your company subscribes. If you are in finance and comparing tools, ask for a quote priced on your real transaction volume, because the price depends on it.

A first try, in 3 minutes

Your data. Data is hosted in the European Union, by a French payment institution supervised by the ACPR, the French banking regulator.

What it does less well

  • Receipt reading sometimes gets it wrong, especially on a crumpled, faded, or handwritten receipt. Always check the amount and the date before you send.
  • The expense description, the team, and the analytical codes still have to be filled in by hand.
File an expense report with a photoSpendesk
  1. Keep a recent receipt at hand: a lunch, a taxi, a train ticket.
  2. Open the Spendesk app on your phone and tap the new request button, at the bottom right.
  3. Choose the option to submit a reimbursement, then take a photo of the receipt, flat and well lit.
  4. Watch the fields fill in: the date, the amount, and the supplier are read from the photo. Correct them if they are wrong.
  5. Add what the machine can’t guess: the description of the expense and your team.
  6. Tap the button to submit the expense report. It goes to the person who approves, and you track its status in the requests tab.

Jobs that use Spendesk

In the starter kit for 3 jobs.

Alternatives to Spendesk

Qonto

If your company wants a bank account, cards, and receipt collection in the same place.

Lucca

To manage expense reports in the same software as time off and performance reviews.

Pennylane

For accounting and invoicing, with receipts matched to bank transactions.

Dext

If the need is only to collect and read receipts and invoices for the accountant.

In the same family: accounting, finance, HR, legal

Frequently asked questions about Spendesk

How much does Spendesk cost?

Foundations: custom pricing, fixed monthly subscription, plus fees based on the number of transactions; Add-ons: custom pricing. Prices checked on October 3, 2026 on the vendor’s official page.

Can you use Spendesk for free?

No: Spendesk has no free plan. As an employee, you have nothing to pay: your company subscribes.

What happens to my data with Spendesk?

Data is hosted in the European Union, by a French payment institution supervised by the ACPR, the French banking regulator.

What are the alternatives to Spendesk?

Qonto: If your company wants a bank account, cards, and receipt collection in the same place. Lucca: To manage expense reports in the same software as time off and performance reviews. Pennylane: For accounting and invoicing, with receipts matched to bank transactions. Dext: If the need is only to collect and read receipts and invoices for the accountant.

Official pages consulted

Page checked on October 3, 2026. Brands are named to identify the tools. No affiliation.