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AI tools · Accounting, finance, HR, legal

Agicap pricing, use cases, and first steps

Agicap is French cash management software for small, midsize, and mid-market companies. It is business software: it brings all your bank accounts together, tracks incoming and outgoing payments, and builds forecasts. AI sorts the transactions, spots gaps between forecast and actual, writes customer payment reminders, and reads invoices.

Agicap has no free plan. The recommended plan to start with: Agicap subscription, custom pricing, annual subscription, 12 months minimum. Prices checked on October 3, 2026 on the vendor’s official page.

AgicapSee your cash position today, and for the months ahead
Vendor
Agicap (France)
Free plan
No
Recommended plan
Agicap subscription, custom pricing, annual subscription, 12 months minimum
Page checked on
October 3, 2026

What Agicap does

Who it’s for: business owners, CFOs, treasurers, and accountants at small, midsize, and mid-market companies.

All your bank accounts in one place

Agicap gathers the accounts from all your banks, and from all your companies if you have several. You see an overall balance and the transaction details, without logging in to each bank.

Automatic transaction sorting

AI puts each bank line in a category and matches payments to invoices. It recognizes transactions that come back from one month to the next.

The forecast creation assistant

It prepares a cash flow forecast from your past transactions, your budget, and your upcoming invoices. It then flags the gaps between what was forecast and what actually happened.

Also

  • Scenarios
  • Customer reminders written by AI
  • Reading invoices and receipts
  • Fraud and duplicate detection
  • Query your cash data from your assistant

Agicap pricing

Agicap does not publish a price list: the pricing page only mentions custom pricing. The trial lasts a few days; its exact length is not stated.

PlanPriceWho it’s for
Agicap subscription Recommended to startCustom pricing, annual subscription, 12 months minimumSmall, midsize, and mid-market companies

Nova’s advice

Agicap is for a company with several accounts, invoices to collect, and someone in charge of tracking cash. Ask for a demo and a trial with your real banks before you commit: the contract runs for at least one year. For a freelancer or a very small business, the forecast included in accounting software is often enough.

A first try, in 10 minutes

Your data. Your data is hosted in Belgium, and Agicap says it does not use it to train AI.

What it does less well

  • Prices are not public and the commitment is at least 12 months. You cannot subscribe for a month just to see.
  • A forecast is still an estimate. It is only as good as the transaction sorting and the assumptions you give it: a customer who pays late cannot be guessed.
See where your cash will be in three monthsAgicap
  1. Once your banks are connected, open the cash view: you see the balance of all your accounts combined.
  2. Go through the month’s transactions and look at the category suggested for each. Correct two or three.
  3. Open the forecast and let the forecast creation assistant prepare a first version from your past transactions.
  4. Find the month where the forecast balance is lowest. That is the number to know.
  5. Create a scenario with an expense you are considering, such as a new hire, and compare the two curves.

Jobs that use Agicap

In the starter kit for 3 jobs.

Alternatives to Agicap

Pennylane

A simpler cash flow forecast, included in accounting software with public prices.

Qonto

For a small business that mostly wants to track its business account and receipts.

Spendesk

If the priority is controlling team spending rather than forecasting cash.

In the same family: accounting, finance, HR, legal

Frequently asked questions about Agicap

How much does Agicap cost?

Agicap subscription: custom pricing, annual subscription, 12 months minimum. Prices checked on October 3, 2026 on the vendor’s official page.

Can you use Agicap for free?

No: Agicap has no free plan. Agicap is for a company with several accounts, invoices to collect, and someone in charge of tracking cash.

What happens to my data with Agicap?

Your data is hosted in Belgium, and Agicap says it does not use it to train AI.

What are the alternatives to Agicap?

Pennylane: A simpler cash flow forecast, included in accounting software with public prices. Qonto: For a small business that mostly wants to track its business account and receipts. Spendesk: If the priority is controlling team spending rather than forecasting cash.

Official pages consulted

Page checked on October 3, 2026. Brands are named to identify the tools. No affiliation.