Automatic invoice reading
You upload an invoice as a PDF or a photo. Pennylane extracts the amount, the VAT rate, and the issue date, so you do not have to retype them.
AI tools · Accounting, finance, HR, legal
Pennylane pricing, use cases, and first steps
Pennylane is a French accounting and business management tool: invoices, purchases, banking, and cash flow, shared between the company and its accountant. It is a specialist tool. Its AI reads your invoices, suggests a category for each bank transaction, requests missing supporting documents, and answers the firm’s questions. It prepares, you approve.
Pennylane has a free plan. The recommended plan to start with: Essentiel (small business), €49 per month, excl. tax. Prices checked on October 3, 2026 on the vendor’s official page.
PennylaneAccounting and business management in one place, prepared by AI- Vendor
- Pennylane (France)
- Free plan
- Yes
- Recommended plan
- Essentiel (small business), €49 per month, excl. tax
- Page checked on
- October 3, 2026
What Pennylane does
Who it’s for: CPAs and their staff, and within the company, business owners, finance managers, and anyone who submits invoices or expense reports.
Upload by email and by photo
You forward an invoice to your upload address, or you photograph it with your phone. Documents in attachments and in the body of the email are all picked up.
Categorizing and reconciling transactions
Pennylane sorts your bank transactions by category and matches each payment to its invoice. It makes suggestions, which you accept or correct.
Also
- Automatic customer reminders
- “Autopilot”: the firm’s repetitive tasks
- “Copilot”: help with review and year-end accounts
- “ComptAssistant”: ask a question
- The connector for your assistant
Pennylane pricing
Prices excl. tax, checked on October 3, 2026, with no commitment. The pricing page lists a 15-day free trial; the help center mentions 14 days for teams of fewer than 5 users.
| Plan | Price | Who it’s for |
|---|---|---|
| Free | €0 per month | Micro-businesses not subject to VAT |
| Starter (freelancer) | €7 per month, excl. tax | Sole proprietors and freelancers |
| Basique (freelancer) | €14 per month, excl. tax | Freelancers who issue quotes and deposit invoices |
| Essentiel (freelancer) | €24 per month, excl. tax | Freelancers who want to track their cash flow |
| Basique (small business) | €29 per month, excl. tax | Small businesses that invoice and track their spending |
| Essentiel (small business) Recommended to start | €49 per month, excl. tax | Small businesses, the most popular plan |
| Premium (small business) | €149 per month, excl. tax | Companies that keep their books in-house |
| Custom | Custom pricing | Companies with several entities |
| Accounting firm | Custom pricing | Accounting firms |
What the free plan includes
The Free plan is reserved for micro-businesses not subject to VAT: one user, up to 1,200 invoices per year, sending and receiving invoices that comply with e-invoicing rules, and the mobile app. The other plans have a free trial.
Nova’s advice
As an employee, the choice is not yours: the company pays for the subscription, or the accounting firm provides it. If you are deciding for a small business, the Essentiel plan is the right starting point: it is the first one that includes automatic reminders, the cash flow forecast, and the connector for your assistant. A micro-business not subject to VAT can stay on Free.
A first try, in 5 minutes
Your data. Your data is hosted in Europe and is not used to train the AI models of Pennylane’s providers.
What it does less well
- Automatic reading sometimes leaves fields empty or gets an amount wrong. Review each invoice before approving it, especially photos of crumpled receipts.
- Autopilot, Copilot, and ComptAssistant are presented for accounting firms. On the company side, the AI is mostly used to read invoices, categorize transactions, and reconcile them.
Have Pennylane read your first invoicePennylane- On the Pennylane home page, find the dotted area labeled “Factures fournisseurs” (supplier invoices).
- Drag in an invoice you received this week, as a PDF or a photo. One document per file.
- Open the imported invoice: the amount, the VAT rate, and the issue date are already filled in.
- Check each field. If one was left empty, fill it in by hand.
- Open “Transactions,” click the matching payment, then “Justificatif” (supporting document) and “+ Ajouter” (add) to link the invoice to the transaction.
- On your phone, try again with a store receipt: take a photo of it from the app, and it arrives in “Achats” (purchases).
Jobs that use Pennylane
In the starter kit for 4 jobs.
Alternatives to Pennylane
Dext
If you are keeping your current accounting software and only want to collect and read invoices and receipts.
Agicap
For more advanced cash flow forecasts, across several banks and several companies.
Qonto
An online business account with its own invoicing and receipt tools.
Spendesk
If your need is mostly about team spending: cards, expense reports, and approvals.
Frequently asked questions about Pennylane
How much does Pennylane cost?
Free: €0 per month; Starter (freelancer): €7 per month, excl. tax; Basique (freelancer): €14 per month, excl. tax; Essentiel (freelancer): €24 per month, excl. tax; Basique (small business): €29 per month, excl. tax. Prices checked on October 3, 2026 on the vendor’s official page.
Can you use Pennylane for free?
Yes. The Free plan is reserved for micro-businesses not subject to VAT: one user, up to 1,200 invoices per year, sending and receiving invoices that comply with e-invoicing rules, and the mobile app. The other plans have a free trial.
What happens to my data with Pennylane?
Your data is hosted in Europe and is not used to train the AI models of Pennylane’s providers.
What are the alternatives to Pennylane?
Dext: If you are keeping your current accounting software and only want to collect and read invoices and receipts. Agicap: For more advanced cash flow forecasts, across several banks and several companies. Qonto: An online business account with its own invoicing and receipt tools. Spendesk: If your need is mostly about team spending: cards, expense reports, and approvals.
Official pages consulted
Page checked on October 3, 2026. Brands are named to identify the tools. No affiliation.