AI doesn’t approve any transfer and doesn’t negotiate with your banks. It prepares the morning cash position, explains a forecast variance, reviews a credit agreement, and drafts the bank RFP. Your time goes to the decisions and to the bank relationships.
AI helps corporate treasurers with tasks such as “Review rates before investing cash,” “Build the morning cash position,” and “Explain variances between forecast and actuals.” Start with a single task, in Perplexity: allow 5 minutes the first time, and always review the result before you use it.
For each task: how it goes today, then with the tool. And the time it takes the first time.
TodayBefore investing a surplus or drawing on a credit line, you need to know where rates stand and what the market expects.
With PerplexityA dated update on short-term rates, the latest monetary policy decision, and expectations, with the sources.
Agicap · Agicap connected to your assistant
TodayEvery morning, you have to open each bank, add up the balances, and spot the account that will drop below its threshold.
With AgicapThe day’s position by bank and by entity, the accounts to watch, and the balancing transfers to consider.
Microsoft Copilot · Copilot in Excel
TodayThe thirteen-week forecast has drifted again, and you have to work out line by line what comes from a timing shift and what comes from an error.
With Microsoft CopilotThe variance table by category, the ten largest ranked, and the share due to timing shifts.
Also
Agicap · Scenarios
The cash low point with and without the delay, compared with the credit line, and the outflows to push back.
Gemini Notebook · A “Bank terms” notebook
The table of negotiated terms with their page, and the list of fees charged that deviate from them.
Gemini Notebook · A “Financing” notebook
The table of commitments for each facility, with the clause, the page, and the schedule for the months ahead.
Claude · Word and Excel files, in the conversation
A four-page requirements document and an Excel grid to compare the banks’ responses.
A one-page memo on exposure by currency, the hedges in place, and the gaps with the policy.
Granola · “Enhanced” tab
A summary of the terms quoted and the commitments, and the confirmation email to send to the bank.
A two-page procedure, the list of warning signs, and a training quiz for the team.
All 10 use cases on this page are in Nova, each with its steps and its prompt.
Try the interactive demoWhat to check
A rate read in an answer can be several days old. Before an investment or a drawdown, the rate that counts is the one your bank quotes you.
Review rates before investing cashPerplexityThe prompt to copy
Give me an update, as of today, on short-term rates in the euro area: European Central Bank policy rates, €STR, 1-month, 3-month, and 6-month Euribor. Give the value and the date of each rate, with the official source. Summarize in five lines the latest monetary policy decision and what the markets expect for the next [six] months. Add the dates of the upcoming meetings. Preferred sources: European Central Bank, Banque de France. Flag any figure more than [three] days old.
In Nova, “My path” starts from your level: one next step at a time.
The first moves, with free tools.
In your jobWrite the currency risk exposure memo
In your jobCheck the bank fees you were charged
In your jobPrepare a bank RFP
In your jobReview rates before investing cash
For a team: everyone moves forward in their own job. You see the team’s progress, never one person’s activity.
All your accounts in one place, a forecast built on actuals, and scenarios. Connected to your assistant, it answers your questions about balances and forecasts.
Recommended planAgicap subscription, custom pricing (annual subscription, 12-month minimum)
It drafts the bank RFP, the currency risk memo, or the fraud procedure, and returns a real Word or Excel file. With the Team plan, your content is not used for training.
Recommended planTeam, $25 per user per month ($20 if billed yearly)
Credit agreements, fee schedules, amendments: it finds a margin, a covenant, or a fee and shows the page.
Recommended planFree to try. For contracts: the company’s Google Workspace account, included in the plan
If the company is on Microsoft 365: in Excel, it compares forecast and actuals, writes the formula, and shows the cells it changed.
Recommended planMicrosoft 365 Copilot Business, €15.60 excl. tax per user per month, annual commitment
Policy rates, short-term rates, a central bank announcement: where things stand right now, with the official sources to open.
Recommended planFree to start. Then Pro, $20 per month (€22 on the French App Store)
It takes notes during the bank meeting with no bot on the call: the terms quoted out loud are in writing at the end.
Recommended planBasic, $0
Prices taken from the vendors’ official pages, dated on each tool page. These subscriptions are not included in Nova. Brands are named to identify the tools. No affiliation.
Nova recommends 6 to start with: Agicap, Claude, Gemini Notebook, Microsoft Copilot, Perplexity, and Granola. 3 of them can be used for free to get started.
All your accounts in one place, a forecast built on actuals, and scenarios. Connected to your assistant, it answers your questions about balances and forecasts. The plan to choose: Agicap subscription, custom pricing (annual subscription, 12-month minimum).
With “Review rates before investing cash,” in Perplexity. Allow 5 minutes the first time. A dated update on short-term rates, the latest monetary policy decision, and expectations, with the sources.
No. Nova is software, not an accredited training provider: it issues no diploma or certification. It costs €19 per month for one person, and €129 per month for a team of up to ten people.