Summarize a Teams meeting
During the meeting, Copilot tells you what was decided and who said what, and answers your questions. Afterward, the “Recap” tab keeps the summary and the action items, if transcription was turned on.
AI tools · Assistants
Microsoft Copilot pricing, use cases, and first steps
Copilot is Microsoft’s assistant. It comes in two forms. The first is a free chat app, on the web, on your computer, and on your phone. The second, Microsoft 365 Copilot, works inside Word, Excel, PowerPoint, Outlook, and Teams, with your files, your emails, and your meetings.
Microsoft Copilot has a free plan. The recommended plan to start with: Microsoft 365 Personal, €10 per month, or €99 per year. Prices checked on October 5, 2026 on the vendor’s official page.
Microsoft CopilotMicrosoft’s assistant, in Word, Excel, Outlook, and Teams- Vendor
- Microsoft (United States)
- Free plan
- Yes
- Recommended plan
- Microsoft 365 Personal, €10 per month, or €99 per year
- Page checked on
- October 5, 2026
What Microsoft Copilot does
Who it’s for: anyone whose company works with Outlook, Teams, Word, and Excel.
Sort and write in Outlook
It summarizes a long thread, drafts a reply, and coaches you on the tone of a message. It can also file, move, or delete emails, asking you to confirm first.
Analyze a spreadsheet in Excel
You ask your question in plain language. It writes the formula, does the calculation, creates the chart, and shows you the cells it changed.
Also
- Write in Word, present in PowerPoint
- Ask questions about your work data
- Researcher and Analyst
- Cowork: delegate a whole task
- Talk to Copilot, show it your screen
Microsoft Copilot pricing
The former Copilot Pro plan no longer appears on the French pages. Bundles for small businesses: Business Standard with Copilot at €20.36 excl. tax, Business Premium with Copilot at €27.73 excl. tax, per user per month. Prices checked on October 3, 2026.
| Plan | Price | Who it’s for |
|---|---|---|
| Microsoft 365 Personal Recommended to start | €10 per month, or €99 per year | For personal use, if you use Word, Excel, and Outlook |
| Microsoft 365 Family | €13 per month, or €129 per year | A household, up to 6 people |
| Microsoft 365 Premium | €22 per month, or €219 per year | Heavy personal use |
| Microsoft 365 Professional | €110 per month | Very heavy use, not for getting started |
| Microsoft 365 Copilot Business | €15.60 excl. tax per user per month, annual commitment | Small businesses already on Microsoft 365 Business (up to 300 people) |
| Microsoft 365 Copilot (large companies) | €26.00 excl. tax per user per month, paid yearly | Companies on Microsoft 365 E3 or E5 (included in E7) |
What the free plan includes
The Copilot app: chat, image creation, file uploads, and voice, with limits that depend on demand. At work, “Microsoft 365 Copilot Chat” is included at no extra cost in eligible Microsoft 365 subscriptions.
Nova’s advice
At work, don’t pay for anything yourself: first check what your company has turned on. Copilot Chat is included in eligible Microsoft 365 subscriptions, and the Microsoft 365 Copilot license is your employer’s decision. For personal use, the free version is enough for chatting; Microsoft 365 Personal at €10 per month adds Copilot in Word, Excel, PowerPoint, and Outlook.
Free or paid: how usage is counted
Chatting is free. To get Copilot in Word, Excel, and Outlook, you need a Microsoft 365 subscription.
A first try, in 5 minutes
Your data. It all depends on the account: with a work account, your data is not used to train AI; with a personal account, it can be, unless you opt out in the settings.
What it does less well
- The names are confusing: Copilot (free), Copilot Chat (included at work), Microsoft 365 Copilot (paid license). What you can do depends on which one you have. And the “Microsoft 365 Copilot” app is becoming “Microsoft Copilot”: the stores still show the old name.
- Without a Microsoft 365 Copilot license, the chat reads neither your emails nor your files: it relies on the web and on what you attach.
Take stock of your weekMicrosoft Copilot- Open copilot.cloud.microsoft with your work account.
- Type your request in the “Message Copilot” box, then send it.
- Open the sources cited under the answer to check a point.
- Without a Microsoft 365 Copilot license, it does not read your emails: attach meeting notes with the + button instead and ask for a summary.
The prompt to copy
Summarize this week’s emails and meetings that concern me. List what is expected of me, with the deadlines.
Jobs that use Microsoft Copilot
In the starter kit for 17 jobs.
Alternatives to Microsoft Copilot
Copilot on Windows
The page for Copilot in Windows 11: the Copilot key, voice, screen sharing.
Gemini
The same idea for Gmail, Docs, Sheets, and Meet.
ChatGPT
The most widely used assistant, independent of your office suite.
Claude
Another general-purpose assistant, valued for writing and for analyzing long documents.
Frequently asked questions about Microsoft Copilot
How much does Microsoft Copilot cost?
Microsoft 365 Personal: €10 per month, or €99 per year; Microsoft 365 Family: €13 per month, or €129 per year; Microsoft 365 Premium: €22 per month, or €219 per year; Microsoft 365 Professional: €110 per month; Microsoft 365 Copilot Business: €15.60 excl. tax per user per month, annual commitment. Prices checked on October 5, 2026 on the vendor’s official page.
Can you use Microsoft Copilot for free?
Yes. The Copilot app: chat, image creation, file uploads, and voice, with limits that depend on demand. At work, “Microsoft 365 Copilot Chat” is included at no extra cost in eligible Microsoft 365 subscriptions.
What happens to my data with Microsoft Copilot?
It all depends on the account: with a work account, your data is not used to train AI; with a personal account, it can be, unless you opt out in the settings.
What are the alternatives to Microsoft Copilot?
Copilot on Windows: The page for Copilot in Windows 11: the Copilot key, voice, screen sharing. Gemini: The same idea for Gmail, Docs, Sheets, and Meet. ChatGPT: The most widely used assistant, independent of your office suite. Claude: Another general-purpose assistant, valued for writing and for analyzing long documents.
Official pages consulted
Page checked on October 5, 2026. Brands are named to identify the tools. No affiliation.