Indy is a specialized business tool: an accounting app for freelancers, with invoicing and a business account. You connect your bank and every transaction arrives in Indy. AI does one thing here: it reads the transaction description and files it under the right accounting category. Indy says more than 90% of transactions are categorized on their own. It is not an assistant you talk to.
Indy has a free plan. The recommended plan to start with: Essentiel, €0. Prices checked on October 3, 2026 on the vendor’s official page.
IndyAccounting for freelancers, filled in from your bankWho it’s for: people who are self-employed in France: micro-entrepreneurs, licensed professionals, owners of small companies (SASU, EURL, SAS, SARL), furnished-rental landlords, and SCIs (property holding companies).
Every payment and every deposit comes in from your bank. Indy’s AI reads the description and picks the accounting category. Indy says more than 90% of transactions are recognized. For the rest, it suggests a category and you confirm.
Indy pulls in the activity from your business accounts, up to 12 accounts. You no longer import statements by hand.
You fill in a form and watch the invoice take shape beside it. You add your logo and colors. An accepted quote becomes an invoice, with or without a deposit.
Also
Prices excluding tax, checked on October 3, 2026. The Premium price depends on your status. International transfers from the business account cost €5 plus exchange fees.
| Plan | Price | Who it’s for |
|---|---|---|
| Essentiel Recommended to start | €0 | Getting started and keeping your books |
| Plus | €9 per month, excl. tax, billed yearly (€12 when paid monthly) | Freelancers who invoice often |
| Premium | from €15 per month, excl. tax, billed yearly | Filing your returns without an accountant |
| Expert-comptable option (CPA) | from €63 per month, excl. tax | Having your accounts approved by a professional |
The “Essentiel” plan: bank connection, automatic categorization of transactions, unlimited quotes and invoices, e-invoicing, and the optional business account. It does not include filing tax returns.
Start with the Essentiel plan: it’s free and already includes automatic categorization, invoices, and e-invoicing. Move to Premium the day you want Indy to prepare and file your returns. Paid plans are refunded within 30 days if they don’t suit you.
Your data. Indy is a French company based in Lyon; its privacy policy does not specify the hosting country and does not mention AI training.
What it does less well
Categorize the month’s transactions in a few clicksIndyIn the starter kit for 9 jobs.
For a growing business that works day to day with an accounting firm.
If your accountant already uses Tiime: your invoices and receipts reach them directly.
For a micro-entrepreneur who mainly wants to invoice and report revenue to Urssaf.
If you’re looking first for a business account, with invoicing on top.
A business account for a team, with cards per employee and AI agents.
Essentiel: €0; Plus: €9 per month, excl. tax, billed yearly (€12 when paid monthly); Premium: from €15 per month, excl. tax, billed yearly; Expert-comptable option (CPA): from €63 per month, excl. tax. Prices checked on October 3, 2026 on the vendor’s official page.
Yes. The “Essentiel” plan: bank connection, automatic categorization of transactions, unlimited quotes and invoices, e-invoicing, and the optional business account. It does not include filing tax returns.
Indy is a French company based in Lyon; its privacy policy does not specify the hosting country and does not mention AI training.
Pennylane: For a growing business that works day to day with an accounting firm. Tiime: If your accountant already uses Tiime: your invoices and receipts reach them directly. Abby: For a micro-entrepreneur who mainly wants to invoice and report revenue to Urssaf. Shine: If you’re looking first for a business account, with invoicing on top. Qonto: A business account for a team, with cards per employee and AI agents.
Page checked on October 3, 2026. Brands are named to identify the tools. No affiliation.