AI reads the policy terms for you, puts two policies in a single table, and prepares the draft advice record. The advice, the choice of policy, and the signature stay yours.
AI helps insurance brokers with tasks such as “Compare two policies for a client,” “Find an exclusion in the policy terms,” and “Send the needs assessment questionnaire.” Start with a single task, in Claude: allow 20 minutes the first time, and always review the result before you use it.
For each task: how it goes today, then with the tool. And the time it takes the first time.
TodayComparing two policies means reading a hundred pages of policy terms twice to find what really differs.
With ClaudeA coverage comparison table, page by page, and the differences that matter for the client’s situation.
Gemini Notebook · One notebook per product
TodayThe client calls: “Am I covered if…?” The answer is somewhere between the policy terms, the information notice, and an appendix.
With Gemini NotebookThe clauses that apply to the client’s case, with the article and the page, and what still needs to be confirmed.
Tally · “Create with AI”
TodayHalf of the first meeting goes to writing down the business, the premises, the current policies, and the renewal dates.
With TallyAn online questionnaire whose answers arrive before the meeting, ready to be discussed.
Also
Granola · “Enhanced” tab
Accurate notes on the needs the client expressed, to file in their folder and reuse in the advice record.
Claude · Projects
A draft advice record in Word format, faithful to the firm’s template, with the points to complete clearly visible.
Claude · Excel file, in the conversation
An overview of the client’s policies, and a list of questions to ask them during the annual review.
A clause-by-clause reading of the denial, and a draft letter asking for a review if the argument holds.
Doctrine · “Poser une question” (Ask a question), detailed analysis
A structured answer, with the articles and decisions to open and check.
A dated summary of the changes to know, with the official sources to open.
What to check
The assistant can miss an exclusion or misread a limit: coverage is checked in the policy, on the cited page. Your advice is your liability, not the assistant’s.
Compare two policies for a clientClaudeThe prompt to copy
You are helping me compare two [business owner’s, health, loan protection] insurance policies for a client: [business or profile, headcount, revenue, stated needs]. From the attached documents, build a table: coverage, limit, deductible, waiting period, main exclusions, for policy A and for policy B. Cite the document and the page for each cell, and write “not specified” when the text says nothing. Then flag the five differences that matter for this client, and the stated needs that neither policy covers. Don’t recommend a policy: I am the one who advises.
In Nova, “My path” starts from your level: one next step at a time.
The first moves, with free tools.
In your jobWrite the information and advice record
In your jobCompare two policies for a client
In your jobFind an exclusion in the policy terms
In your jobSend the needs assessment questionnaire
For a team: everyone moves forward in their own job. You see the team’s progress, never one person’s activity.
It reads two hundred-page sets of policy terms, puts the coverages in a single table with the page, and drafts the advice record in a Word file.
Recommended planFree to try, with no client data. For the firm: Team, $25 per user per month ($20 if billed yearly)
One notebook per product: policy terms, information notice, coverage table. It finds an exclusion or a waiting period and shows the passage.
Recommended planFree: 100 notebooks, 50 sources per notebook, 50 questions per day
It takes the notes in the needs assessment meeting, with no bot on the call. You keep an accurate record of what the client asked for.
Recommended planBasic, $0
The questionnaire sent to the client before the first meeting, built by describing it, from a Belgian vendor that hosts data in Europe.
Recommended planFree, $0
To follow a regulatory change or understand a new risk, with official sources to open one by one.
Recommended planFree to start. Then Pro, $20 per month (€22 on the French App Store)
An insurance law question asked in plain French, an answer backed by statutes and court decisions, each source checkable in one click.
Recommended planDoctrine subscription, pricing available on the website. A free trial is offered
Prices taken from the vendors’ official pages, dated on each tool page. These subscriptions are not included in Nova. Brands are named to identify the tools. No affiliation.
Nova recommends 6 to start with: Claude, Gemini Notebook, Granola, Tally, Perplexity, and Doctrine. 5 of them can be used for free to get started.
It reads two hundred-page sets of policy terms, puts the coverages in a single table with the page, and drafts the advice record in a Word file. The plan to choose: Free to try, with no client data. For the firm: Team, $25 per user per month ($20 if billed yearly).
With “Compare two policies for a client,” in Claude. Allow 20 minutes the first time. A coverage comparison table, page by page, and the differences that matter for the client’s situation.
No. Nova is software, not an accredited training provider: it issues no diploma or certification. It costs €19 per month for one person, and €129 per month for a team of up to ten people.